I am astonished that a proper profit calculation is not included. Surprisingly, you can’t track this in Quicken or Google Finance. It’s comparable with capital gains only investment where you don’t earn dividends, I compare my invested capitals with the overall value of the investment. My reason is simple, the DRIP shares are part of my profit and I want to track my profit. I basically don’t include my DRIP shares in my capital ACB. Over time, I have updated my approach to track all transactions such as BUY, SELL, DIV and DRIP. I basically track the initial number of shares I purchase and then I track the total number of shares I have which gives me the number of shares from my DRIP using simple math. As you can see, the number of transactions starts to blurry the ROI calculations of an account.Īs such, I started to track my own performance in a spreadsheet so I get the view on my performance just the way I want it. The initial investment is the amount you invested which may well include profits (or loss) from other investments. The initial investment changes when you buy a new investment. However, when you start selling and buying and selling and buying and so forth … the ROI calculation starts to get blurry. Total Market Value = Share Market Price * Number of SharesĪCB = Initial Investment + Additional Contributions + Reinvested Distributions – Previous Redemptions ROI % = (Total Market Value / Adjusted Cost Base) -1 When you look at one investment, the calculation on your ROI is simple but it treats DRIP shares as additional contributions. The way all software calculate the dividend re-investment is simple since they need to handle all transactions for capital gains tax purposes. I could see different fields in Quicken but I have not been able to see the ROI on my capital invested the way I want. Unfortunately, all software I found are setup for accounting and all DRIP shares are considered capital invested. I wanted to view my investment from a capital invested perspective rather than the adjusted cost base (ACB). You read that right – even before the automatic updates from the web were possible!Īs you can probably imagine, I have a good grasp on my accounting but even after all those years, there was one view of my portfolio I could not get with all the software out there. New: Expand the chart to see more detailed features by clicking each category.I was a serious Quicken user back in 2008 and had been for years.

Quicken mac 2017 investment performance